[Terry Allen Blackburn]

I must be a rarity in getting mine covered. I had a lawsuit against the homeowner whose dog took me out on my bicycle. I also had been denied twice from BC/BS prior to the surgery and was anticipating getting my surgery reimbursed from the proceeds of the lawsuit. BC/BS had a lien against my lawsuit as well because they had paid close to $30,000 towards my care since the accident occurred. We went in to mediation within two weeks after coming back from my 4 level ADR surgery. We won the opportunity to have all of my expenses paid including having my lien settled with BC/BS. A month after all was said and done BC/BS came along and reimbursed us for the entire cost of the surgery done in Germany. I got close to $62,000 back from them and have been in awe of them ever since. They are awesome in my book. I am hoping that this becomes traditionally paid instead of being the opposite in the future.

Terry Newton