[vnf]

Henry

When I called BCBS Worldwide, I told them that I was going for a planned surgery and would I have any benefits for that.
The guy asked me for my member # and said "yes, I do have benefits".
I specifically said "even though it's a planned surgery and I'm not there vacationing and something accidental happens". The guy said yes, I have benefits but a pre authorization has to be done by the clinic.
The guy gave me a case number and I'm supposed to call them back when I have a surgery date. That's as far as I've gone.
I have not called back yet to see what happens next.
I know that just because he says "I qualify for benefits" doesn't mean that they will approve anything.
I'm going to try and get it covered too.
I'm pretty much feeling like US or Germany won't matter and they will still try to deny it for any reason they want to dig up.
I hate them! It's very frustrating.