DSHOBBIES, you are exactly correct about health care going down the tubes when HMOs came on the scene! I'm a retired R.N., graduating in 1965, so I've seen the changes in the insurance industry since HMOs became "popular." And, of course, they started in California! I worked with a nurse anesthesist who worked at Kaiser Permente, which was the first HMO. Dr. P is right, we've got to keep the heat up on our legislators as obamacare will destroy our health care system, which has been the best in the world. Breaks my heart to read these posts about denials. Workers' Comp carriers are just as bad. They find quacks who'll report in favor of the insurance company, and that caused my DHs lumbar fusion to be delayed for ONE YEAR! He was in such pain that he rarely was able to leave the house. Praise God, he was fused on Dec 1st, using the Medtronic CD Quadrant Sextant System, and is doing just great! Even better than his neurosurgeon expected, this soon post-op.
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