[annapurna]

Something to remember when dealing with insurance companies: they are in the business of making money, NOT helping people. Insurance companies want to collect the maximum amount of premiums while paying the least amount for patient care...period. If they don't, they go broke.

One way to do that is to deny every single procedure they can for whatever reason they can. While this does not always make sense in individual cases such as a $50,000 ADR vs. a $100,000 fusion, limiting access to new technology probably makes the insurance companies more money in the long run.

It's too bad that these profiteering companies essentially run the health care system in this nation.